Appraisal services for Skokie and Cook County homeowners

Here are the top 7 reasons why IL homeowners order from Vista Real Estate Services, Inc.:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in IL by determining the true market value of property in question

Do you own a home in or near Skokie? Do you need help deciding the price of your real estate?
Contact Vista Real Estate Services, Inc..

We at Vista Real Estate Services, Inc. understand the particular needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Vista Real Estate Services, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Vista Real Estate Services, Inc. is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Vista Real Estate Services, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Vista Real Estate Services, Inc. can We can assist you. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.